ну тут надо смотреть что за последствия. Если collision - моряка в тюрьму, штраф на компанию, не на моряка.
In February, 2006, MSC Management pled guilty to charges of conspiracy, obstruction of justice, destruction of evidence, false statements and violating the Act to Prevent Pollution from Ships, and agreed to pay a
$10.5m fine. According to Department of Justice representatives, this is the largest fine involving a single vessel charged with deliberate pollution and the largest fine paid by a defendant in an environmental case in the history of the State of Massachusetts, where the prosecution was brought. A specially fitted 'magic pipe' had been installed on the MSC Elena to bypass required pollution prevention equipment and discharge oil sludge and waste directly overboard.
Following the discovery of the 'magic pipe' during a US Coast Guard inspection in Boston Harbor in May, 2005, senior management in Hong Kong directed crew members to lie to the Coast Guard, and senior ship engineers ordered that documents be destroyed or concealed. The ship’s chief engineer, Mani Singh, an Indian citizen, also pled guilty to making false statements, obstructing justice, concealing evidence and concealing the discharges in a falsified oil record book that was presented to Coast Guard inspectors.
He was sentenced to two months in jail and fines totaling $3,500. The ship’s second engineer,
Aman Mahana, also pled guilty. (
http://www.shipmanagementinternational.com.../smi_issue5.pdf )
В данном случае 10 миллионов покроет P&I, а 3500 заплатит индус-стармех. Представляете сколько ему жизней надо проработать чтобы заплатить 10 миллионов долларов? Хоть индюки и верят в реинкарнацию :)
Но нужно учесть что "Only ship operators with a sound reputation will be allowed to join a P&I club; and any P&I club member who incurs reckless or avoidable losses to the club may be asked to leave". Это ж как с КАСКО только посерьёзнее. Если выгнали из одного P&I клуба, то не факт что возьмут в другой а это, считай, крах для компании.
Это вообще классика морского страхования - т.н. Hull & Machinery.